Heat oil in a heavy 3-quart dutch oven. Add the onion, green pepper, and celery and sauté until translucent. Add the garlic and cook until fragrant.

Add the chilis, tomatoes, beans, and turkey. Stir in the chili powder and cumin and add water to barely cover, if needed. Bring to a simmer and taste for salt and pepper. Cook over medium low heat for 30 minutes to allow the flavors to meld.

Note: Additional garnish at the table, hot sauce, minced green onions, minced cilantro, sour cream, grated cheese.